Roth Ira Limits For 2025 Over Age 50. Those are the caps even if you make more, up to the phaseout level. $6,500 plus an additional $1,000 for employees age 50 or older in 2023;
Couples can double the amount if they both have iras. The combined annual contribution limit for roth and traditional iras for the 2025 tax year is $7,000, or $8,000 if you’re age 50 or older.